Monday, March 1, 2010

Tips On Giving Out Your Social Security Number - Yahoo! Finance

When They Ask, Just Say NO:
"Some Legitimately Need It -- to Others, Learn to Say 'No'
Your Social Security number is one of the keys to your financial health. It's a unique indentifier lenders use to assess your creditworthiness. It's also exactly what a would-be thief needs to apply for a credit card, mortgage, car loan or job in your name.
If you're like most Americans, it's also something you give out all too frequently."

This is an informative little article, and the side bar explaining how to decode your Social Security is an interesting bonus.
I posted this article because giving out personal information about my self to any store clerk who asks for it is a pet peeve of mine. I can't tell you how many times I've heard people giving out their full name, home address, and telephone number at the checkout counter. Some times, as an added bonus, they'll throw in their email address all for the honor of being on the store's Mailing List.
Not only is this an opportunity for identity theft, it can lead to a parking lot mugging or home invasion. You can easily be taken off guard by someone who calls your name while loading your purchases into your car. They have your home address and can easily explain their presence to your inquiring neighbors because they know your name and where you shop.

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